Retirement Income Mapping
Model how state pension, defined contribution drawdown, and any defined benefit income might cover living costs through the early and later years of retirement.
Pillar Grove Wealth Guidance
Financial advice written for the decisions you are actually facing.
We sit with UK households to untangle pensions, investment wrappers, and inheritance intentions — then leave you with a plan you can follow without jargon fog.
Based in Herzog End, working with clients across Great Britain by appointment.
The consultation at the centre
Our flagship Comprehensive Wealth Planning Consultation gathers your income, pensions, savings, and protection into one written plan with a twelve-month action list. It is human advice for people who want clarity before they change contributions, retire, or gift assets — not a product catalogue.
What a typical engagement covers
- Fact-find on income, outgoings, and existing schemes
- Review of pension statements and ISA holdings you supply
- Scenarios for retirement timing and major purchases
- Written recommendations plus a clarification call
Related guidance you can request
Each offering stands alone. Choose the conversation that matches the decision in front of you.
Inheritance Conversation & Estate Outline
A guided discussion of wills, gifts, and family intentions, resulting in an outline your solicitor can turn into formal documents.
Investment Portfolio Review
An independent read of existing funds and wrappers against your goals, risk comfort, and charges — without a sales push toward a new product shelf.
How clients describe the work
“The wealth plan named the three pension pots we had been ignoring since changing jobs. We still need to tidy a workplace scheme transfer, but at least we know the order.”
— Helen M., Edinburgh
“Fees were clearer than I expected. The retirement income map made the bridge years before state pension feel less like guesswork.”
— James & Priya R., Glasgow
From Herzog End to your kitchen table
Pillar Grove is a small advisory practice. Meetings happen by video or at 449 N Court Street, Herzog End, Scotland, United Kingdom. We favour written conclusions over slide decks, and we say plainly when a solicitor, accountant, or mortgage specialist should take the next step.
Ready to outline your situation?
Tell us which consultation you have in mind and any hard dates. We typically reply within one working day.