Comprehensive Wealth Planning Consultation

Who it is for

Professionals, business owners, and couples based in Great Britain who hold pensions, ISAs, or investment accounts and need a joined-up view rather than product-by-product suggestions. Typical clients are preparing for a career change, a property move, or the decade before retirement.

Result you leave with

A written wealth plan that names priorities, cash buffers, pension contribution choices, and a sequenced list of actions for the next twelve months. You also receive a plain-language summary of risks we spotted in your current arrangements.

Scope included

• Fact-find call covering income, outgoings, existing pensions, and protection cover
• Review of pension statements, ISA holdings, and workplace schemes you provide
• Scenario discussion for retirement age, inheritance wishes, and major purchases
• Written recommendations and a follow-up clarification call within two weeks of delivery

What is excluded

We do not execute trades, open accounts on your behalf, or provide regulated mortgage advice. Tax calculations are illustrative for planning discussions; your accountant remains responsible for filings.

How we work

Sessions are held by video or at our Herzog End office. The fact-find lasts about 75 minutes. Analysis and drafting take two to three weeks depending on document completeness. The follow-up call is 45 minutes.

Preparation

Bring recent pension statements, ISA valuations, and a note of workplace benefits. If you have an existing adviser letter or will summary, include those as well.

Pricing basis

Fixed fee from £1,450 for a household with up to three pension pots and two investment wrappers. Larger estates are quoted after the fact-find. A 30% booking deposit confirms the engagement.

Next step

Use the contact form to request this consultation and note any firm deadlines (such as an approaching bonus or scheme transfer window).