Fees
Clear fees for defined pieces of advice
We charge for thinking and writing, not for pushing a product shelf. Most consultations use a fixed fee agreed after a short introductory call. Figures below are starting points for typical households in Great Britain.
Starting fees
What changes a quote
Additional pension pots, overseas income, multiple business interests, or urgent scheme transfer deadlines can extend analysis time. We confirm a fee in writing before the fact-find begins. If the scope grows mid-engagement, we pause and re-quote rather than billing silently.
Deposits and payment
A 30% deposit secures dates for wealth planning and retirement mapping. The balance is due when the written pack is delivered. Inheritance and portfolio reviews are typically invoiced 50% on booking and 50% on delivery. We accept bank transfer; we do not take card payments on this website.
What fees do not include
Solicitor drafting, accountant filings, product provider charges, and third-party valuations sit outside our invoice. If we recommend a specialist, you contract with them separately.